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Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
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For the quarter ended December 2025, Jefferson Capital, Inc. (JCAP - Free Report) reported revenue of $154.8 million, representing no change compared to the same period last year. EPS came in at $0.58, compared to $0 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $158.49 million, representing a surprise of -2.33%. The company delivered an EPS surprise of -18.31%, with the consensus EPS estimate being $0.71.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Jefferson Capital, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Total Collections: $245.3 million versus the two-analyst average estimate of $238.25 million.
Revenues- Servicing revenue: $9.06 million versus the two-analyst average estimate of $9.46 million.
Revenues- Total portfolio revenue: $144 million versus the two-analyst average estimate of $147.35 million.
Shares of Jefferson Capital, Inc. have returned -5.9% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
For the quarter ended December 2025, Jefferson Capital, Inc. (JCAP - Free Report) reported revenue of $154.8 million, representing no change compared to the same period last year. EPS came in at $0.58, compared to $0 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $158.49 million, representing a surprise of -2.33%. The company delivered an EPS surprise of -18.31%, with the consensus EPS estimate being $0.71.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Jefferson Capital, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Jefferson Capital, Inc. here>>>
Shares of Jefferson Capital, Inc. have returned -5.9% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.